“These changes are welcomed by employers,” Shandon Fowler, senior director of employer portfolio strategy at benefits administrator Benefitfocus. “Overall, they give employers more flexibility to drive employees to make the best choices for themselves and their families.”
Roughly 60 percent of large employers offer an HSA-compatible health plan to workers and half of the employees enrolled in those plans use an HSA, Benefitfocus’ Fowler said.
HSA users fall into two distinct groups, Fowler said: Those who can afford to save with the tax-advantaged accounts and pay their health expenses and low-income workers who struggle to have enough money to put into the accounts.
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